A Captive allows employers to join together and insure in a way that replicates the stability of a single, very large employer.  We are backed by one of the nation's greatest Captive Administrators & Stop Loss carriers.  It is an A+ Rated, Fortune 500 Company.   

To maximize value, we have joined together with insurers and consultants who are also recognized leaders in benefits pooling and cooperatives.                            Pool Together To Reap The Rewards

Advantages Of Banning Together:

  • Claims are pooled together for less volatility

  • Stop loss premiums are stable

  • Lower administration costs

  • Each employer is rated on its own profile

  • Each employer has control over their own plan design

  • Each employer will receive a refund if the overall claims are lower than projected

Benefits and Services Provided to Employer Members:

  • Group Dental, Vision, Life and Disability plans are available

  • TPA, COBRA, FSA, HSA, HRA Services included

  • Professional Risk and Claims Management

  • Benchmarking Data

                 "Coming together is a beginning;  keeping together is progress;  working together is success."  - Henry Ford