A Captive allows employers to join together and insure in a way that replicates the stability of a single, very large employer.  We are backed by one of the nation's greatest Captive Administrators & Stop Loss carriers.  It is an A+ Rated, Fortune 500 Company.   

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To maximize value, we have joined together with insurers and consultants who are also recognized leaders in benefits pooling and cooperatives.                            Pool Together To Reap The Rewards

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Advantages Of Banning Together:

• Claims are pooled together for less volatility

• Stop loss premiums are stable

• Lower administration costs

• Each employer is rated on its own profile

• Each employer has control over their own plan design

• Each employer will receive a refund if the overall claims are lower than projected

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Benefits and Services Provided to Employer Members:

• Group Dental, Vision, Life and Disability plans are available

• TPA, COBRA, FSA, HSA, HRA Services included

• Professional Risk and Claims Management

• Benchmarking Data

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                 "Coming together is a beginning;  keeping together is progress;  working together is success."  - Henry Ford